|Elena Naumovska Ph. D (associate professor)|
Course objectives (competences):The objective of the course of Bank management is to deliver to the student the knowledge in the field of bank management and with specific skills for implementing that knowledge in the practice. In order to achieve these objectives, the learning program will go through the theoretical aspects of bank management, and after that, it will focus on its practical implementation.With learning the basics from this learning program, the students can:
This course is directed towards the basic aspects of managing commercial banks. First, the basic components of designing and implementing strategies for the development of banks are being elaborated. Then, a new approach for managing banks is being introduced, which is assets liquidity management (A/L management). Then some methods for analysis and evaluation of the financial performances of the banks are being elaborated: liquidity, solvency, and profitability. Special attention is given to important risks of bank management and their measurement: credit risk, interest risk, F/X risks, market risk and the risk of off-balance positions. Specifically, this course focuses on financial statements, performance evaluation models, basic types of risks and risk measurement, credit process and credit policy, credit analysis, types of loans, liquidity management, investment in securities, sources of funds, assets and liabilities management, capital and capital regulation, off-balance-sheet activities and financial services and international banking.